2013年考研英语二真题(宏途考研校对版).docx

2013年全国硕士研究生入学统一考试英语二试题
Section I Use of English
Directions: Read the following text. Choose the best word(s) for each numbered blank and mark A, B, C or D on ANSWER SHEET 1. (10 points)
Given the advantage of electronic money, you might think that we should move quickly to the cashless society in which all payments are made electronically. 1 , a true cashless society is probably not around the corner. Indeed, predictions have been 2 for two decades but have not e to fruition.
For example, Business Week predicted in 1975 that electronic means of payment “would soon revolutionize the very 3 of money itself,” only to 4 itself several years later. Why has the movement to a cashless society been so 5 ing?
Although e-money might be more convenient and may be more efficient than a payments system based on paper, several factors work 6 the disappearance of the paper system. First, it is very 7 to set up puter, card reader, and works necessary to make electronic money the 8 form of payment. Second, paper checks have the advantage that they 9 receipts, something that many consumers are unwilling to 10 . Third, the use of paper checks gives consumers several days of "float"---it takes several days 11 a check is cashed and funds are 12 from the issuer's account, which means that the writer of the check can cam interest on the funds in the meantime. 13 electronic payments are immediate, they eliminate the float for the consumer. Fourth, electronic means of payment may 14 security and privacy concerns. We often hear media reports that an unauthorized hacker has been able to access puter database and to alter information 15 there. The fact that this is not an 16 occurrence means that dishonest persons might be able to access bank accounts in electronic payments systems and 17 funds by moving them from someone else's accounts. The 18 of this type of fraud is no easy task, and a new field puter science is developing to 19 security issues. A further concern is that the use of