商业银行的经营评价分析(英文版).ppt

该【商业银行的经营评价分析(英文版) 】是由【相惜】上传分享，文档一共【69】页，该文档可以免费在线阅读，需要了解更多关于【商业银行的经营评价分析(英文版) 】的内容，可以使用淘豆网的站内搜索功能，选择自己适合的文档，以下文字是截取该文章内的部分文字，如需要获得完整电子版，请下载此文档到您的设备，方便您编辑和打印。第二章商业银行经营评价对外经济贸易大学金融学院何自云精选课件第二章商业银行经营评价BalanceSheeteStatementeStatementReturnonEquityModel股份制商业银行风险评级体系(XX年2月22日)PerformanceCharacteristicsofDifferent-sizedBanks精选课件BalanceSheetItisastatementoffinancialpositionlistingassetsowned,liabilitiesowed,andowner’=Liabilities+(12/31/XX).AllUSBanks(12/31/2002)Asset(%)Liabilities(%)(12/31/2000,TA:63bn).CommunityNationalBank(12/31/00,TA:)Asset(%)Liabilities(%):LoansLoansarethemajorassetinmostbanks’:CategoriesmercialloansLoanstoindividualsAgriculturalloansOtherloansindomesticofficesLoansandleasesinforeignofficesThreeadjustmentsLeases;e;Lossallowance精选课件B:Loanportfolio(2000)---:InvestmentsecuritiesInvestmentsecuritiesareheldtoearninterest,helpmeetliquidityneedsspeculateoninterestratemovementsserveaspartofabank’:InvestmentsecuritiesShort-terminvestmentsInterest-bearingbankbalances(depositsduefromotherbanks)federalfundssoldsecuritiespurchasedunderagreementtoresell(RPs)TreasurybillsmunicipaltaxwarrantsLong-terminvestment:notesandbondsTreasurysecuritiesObligationsoffederalagenciesMortgage-backed,foreign,andcorporate精选课件